this makes absolutely no sense. 15 in VTSAX. The V-rep is recommending 40 of the portfolio be in US-based stocks spread across three funds. Since VTSAX is 80 in the S P 500, thats 12 of the total. Lets look at the math.
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So, our 40 US stock allocation is made up of 32 large cap and 8 small/mid-cap. And, since 32 is 80 of 40 and 8 is 20 of 40, we have a US stock allocation that is 80 large cap and 20 small/mid cap. Now.
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